Money / Banks

Woolworths Team Bank

What Woolworths Team Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Woolworths Team Bank's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

Account	If you miss the conditions	Bonus	With the bonus	What you have to do
Bonus Saver Account	0.10%	4.80%	4.90%	The bank's data doesn't say. Bonus only on balances up to $100,000
CHRISTMAS	2.10%	–	2.10%	No bonus
NETPLUS	2.00%	–	2.00%	No bonus

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product	3 months	6 months	12 months	24 months	Smallest deposit
12 MONTHS	–	–	4.00%	–	$2,000
18 MONTHS	–	–	–	–	$2,000
24 MONTHS	–	–	–	1.95%	$2,000
3 MONTHS	4.10%	–	–	–	$2,000
6 MONTHS	–	4.00%	–	–	$2,000
7 MONTHS	–	–	–	–	$2,000
9 MONTHS	–	–	–	–	$2,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

Loan	Variable	Comparison	Fixed 1 yr	Fixed 2 yr	Fixed 3 yr	Fixed 4 yr	Fixed 5 yr
Flexible Home Loan Owner Occupied	6.59%	6.68%	–	–	–	–	–
Plain and Simple Home Loan Owner Occupied	6.49%	6.58%	6.64%	6.79%	6.69%	–	–
Team Member Home Loan	6.29%	6.38%	–	–	–	–	–
Team Member Home Loan - No Offset	6.19%	6.28%	6.64%	6.79%	6.69%	–	–

Credit cards

Compare with other banks.

Card	Purchases	Cash	Annual fee	Interest-free days	Owing $2,000
Visa Credit Card	13.45%	13.45%	–	–	$269

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

ACCESS ACCOUNT Savings and transaction accounts
BUDGET Savings and transaction accounts
Flexible Home Loan Investment Interest Only Home loans
Flexible Home Loan Investment P&I Home loans
Plain and Simple Home Loan Investment Home loans

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Woolworths Team Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Woolworths Team Bank, which has the current details.