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Money / Banks

Up

What Up publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Up's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

AccountIf you miss the conditionsBonusWith the bonusWhat you have to do
Up Essentials Saver2.00%–2.00% No bonus
Up Saver0.00%3.60%3.60%
  • Make at least 5 card purchases a month
  • Make no withdrawals
Bonus only on balances up to $250,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

LoanVariableComparisonFixed 1 yrFixed 2 yrFixed 3 yrFixed 4 yrFixed 5 yr
Up Home Loan6.20%6.20%6.45%6.45%6.55%6.65%6.65%

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Up product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Up, which has the current details.