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Money / Banks

Teachers Mutual Bank

What Teachers Mutual Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Teachers Mutual Bank's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

AccountIf you miss the conditionsBonusWith the bonusWhat you have to do
Edvest Cash Management account1.25%–1.25% No bonus
Essential Saver account5.25%–5.25% No bonus
MOMENTUM SAVER0.10%5.25%5.35%
  • Make no withdrawals
  • Put in at least $100 a month
Bonus only on balances up to $250,000
Pension Advantage account3.25%–3.25% No bonus
Starter Saver account5.50%–5.50% No bonus. Up to age 29

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product3 months6 months12 months24 monthsSmallest deposit
Term Deposit4.95%5.10%5.35%4.25%$1,000
Term Deposit for Customers4.95%5.10%5.35%4.25%$1,000
Term Deposit for Edvest Members5.00%5.15%5.40%4.30%$1,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

LoanVariableComparisonFixed 1 yrFixed 2 yrFixed 3 yrFixed 4 yrFixed 5 yr
Your Way Fixed Rate Home Loan––6.49%6.89%6.99%7.09%7.14%
Your Way Home Loan6.19%6.25%–––––
Your Way Plus Fixed Home Loan––6.39%6.74%6.84%6.89%7.04%
Your Way Plus Home Loan6.44%6.74%–––––

Credit cards

Compare with other banks.

CardPurchasesCashAnnual feeInterest-free daysOwing $2,000
Credit Card11.50%11.50%–55$230

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Teachers Mutual Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Teachers Mutual Bank, which has the current details.