Money / Banks
Regional Australia Bank
What Regional Australia Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Regional Australia Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Freedom Retirement Account | 1.05% | – | 1.05% | No bonus |
| Internet Maximiser Account | 3.25% | – | 3.25% | No bonus |
| Savings Account | 3.25% | – | 3.25% | No bonus New accounts: an extra 2.20% for 3 months |
| Savings Booster Account | 0.00% | 5.00% | 5.00% |
Bonus only on balances up to $250,000 In the bank's wordsInterest is per annum. Deposit at least $100 and don’t make any withdrawals through the month to receive boosted interest for that month. Bonus interest paid on portion of account balance up to $250,000. Interest payable reverts to Base Interest if interest conditions are not met. Base Interest applies on the whole balance. |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Savings | 3.50% | 4.90% | 5.25% | 4.70% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Regional Australia Bank Home Loan (Fixed Owner Occupied) | – | – |
| Regional Australia Bank Home Loan (Non Offset) | 6.04% | 6.07% |
| Regional Australia Bank Home Loan (Offset) | 6.25% | 6.28% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Your Choice Visa Credit Card | 14.69% | $40 | $334 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Community Partnership Account Savings and transaction accounts
- Farm Management Account Term deposits
- Regional Australia Bank Home Loan (Fixed Investor) Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Regional Australia Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Regional Australia Bank, which has the current details.