Money / Banks
RACQ Bank
What RACQ Bank publishes about its products under the Consumer Data Right, as at 16 October 2026.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Advantage Plus Account changed 13 Oct | 2.00% | – | 2.00% | No bonus |
| Bonus Saver Account changed 13 Oct | 0.01% | 6.00% | 6.01% |
Bonus only on balances up to $99,999 |
| Business Unsecured Current Account | 0.01% | – | 0.01% | No bonus |
| eSave Account changed 13 Oct | 3.25% | – | 3.25% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit | 5.25% | 5.45% | 5.35% | 3.30% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| 1 Year Fixed Home Loan Owner Occupier changed 13 Oct | – | – |
| 2 Year Fixed Home Loan Owner Occupier changed 13 Oct | – | – |
| 3 Year Fixed Home Loan Owner Occupier changed 13 Oct | – | – |
| 5 Year Fixed Home Loan Owner Occupier changed 13 Oct | – | – |
| Fair Dinkum Home Loan changed 13 Oct | 6.54% | 6.54% |
| Green Home Loan | 2.79% | 2.79% |
| Mortgage Breaker Owner Occupied changed 13 Oct | 6.74% | 6.78% |
| Mortgage Saver Home Loan changed 13 Oct | 6.64% | 6.68% |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- 1 Year Fixed Home Loan Investment Home loans
- 1 Year Fixed Home Loan Investment Interest Only Home loans
- 2 Year Fixed Home Loan Investment Home loans
- 2 Year Fixed Home Loan Investment Interest Only Home loans
- 3 Year Fixed Home Loan Investment Home loans
- 3 Year Fixed Home Loan Investment Interest Only Home loans
- 5 Year Fixed Home Loan Investment Home loans
- 5 Year Fixed Home Loan Investment Interest Only Home loans
- Everyday Account Savings and transaction accounts
- Everyday Mortgage Offset Savings and transaction accounts
- Fair Dinkum Investment Home Loan Home loans
- Green Home Loan Investment Home loans
- Mortgage Breaker Investment Home loans
- Mortgage Breaker Investment Interest Only Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: RACQ Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at RACQ Bank, which has the current details.