Money / Banks
Queensland Country Bank
What Queensland Country Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Queensland Country Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| All Access | 0.01% | – | 0.01% | No bonus |
| Bonus Saver changed 16 Oct | 0.15% | 4.40% | 4.55% |
|
| Business Basic | 0.01% | – | 0.01% | No bonus |
| Business Online Saver changed 16 Oct | 3.00% | – | 3.00% | No bonus |
| Business Platinum | 0.01% | – | 0.01% | No bonus |
| Christmas Club changed 16 Oct | 2.70% | – | 2.70% | No bonus |
| Future Start Savings changed 16 Oct | 0.15% | 4.40% | 4.55% |
Ages 18 to 23 |
| Learners & Earners All Access | 0.01% | – | 0.01% | No bonus. Ages 18 to 23 |
| Online Saver changed 16 Oct | 3.00% | – | 3.00% | No bonus |
| Pension Plus changed 16 Oct | 3.30% | – | 3.30% | No bonus |
| SmartBudget | 0.01% | – | 0.01% | No bonus |
| Star Saver changed 16 Oct | 3.15% | – | 3.15% | No bonus. Up to age 13 |
| Student Money Saver changed 16 Oct | 0.15% | 4.40% | 4.55% |
Up to age 18 |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| FMD 12 Mth Int at Maturity | – | – | 5.25% | – | $1,000 |
| FMD 12 Mth Int Monthly | – | – | 5.15% | – | $1,000 |
| FMD 24 Mth Int Annually | – | – | – | 4.10% | $1,000 |
| FMD 24 Mth Int at Maturity | – | – | – | 4.10% | $1,000 |
| FMD 24 Mth Int Monthly | – | – | – | 4.00% | $1,000 |
| FMD 3 Mth Int at Maturity | 3.50% | – | – | – | $1,000 |
| FMD 3 Mth Int Monthly | 3.50% | – | – | – | $1,000 |
| FMD 6 Mth Int at Maturity | – | 5.00% | – | – | $1,000 |
| FMD 6 Mth Int Monthly | – | 5.00% | – | – | $1,000 |
| FTD - Interest Annually | – | – | – | 5.00% | $1,000 |
| FTD - Interest at Maturity | 3.60% | 3.80% | 5.30% | 5.00% | $1,000 |
| FTD - Interest Monthly | 3.60% | 3.80% | 5.20% | 4.90% | $1,000 |
| FTD Retirees Interest Monthly | 3.60% | 3.80% | 5.30% | 5.00% | $1,000 |
| Special 10 month | – | – | – | – | $5,000 |
| Special 5 month | – | – | – | – | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Home Loan-Fixed changed 16 Oct | – | – |
| Home Loan-Package changed 16 Oct | 6.24% | 6.25% |
| Home Loan-Package Fixed Rate changed 16 Oct | – | – |
| Home Loan-Variable Rate changed 16 Oct | 8.99% | 9.14% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Visa Business My Rewards changed 16 Oct | 14.99% | $85 | $385 |
| Visa Credit changed 16 Oct | 14.99% | $39 | $339 |
| Visa Credit My Rewards changed 16 Oct | 14.99% | $89 | $389 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Home Equity Loan Home loans
- Mortgage Offset Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Queensland Country Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Queensland Country Bank, which has the current details.