Money / Banks

Police Credit Union Ltd

What Police Credit Union Ltd publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Police Credit Union Ltd's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

Account	If you miss the conditions	Bonus	With the bonus	What you have to do
Beans Savings Account	0.20%	4.80%	5.00%	The bank's data doesn't say. Up to age 18
Business Savings Account	0.00%	–	0.00%	No bonus
Focus Saver Account	0.00%	5.00%	5.00%	The bank's data doesn't say.
iSavings Account	2.20%	–	2.20%	No bonus
Master Club Account	1.70%	–	1.70%	No bonus
Rural On-Call Savings Account	0.05%	–	0.05%	No bonus
Super MyWay Account	0.00%	–	0.00%	No bonus

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product	3 months	6 months	12 months	24 months	Smallest deposit
ADELAIDE TERM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
CONTACT TERM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
MARION TERM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
MT BARKER TERM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
MT GAMBIER TRM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
PALMERSTON TRM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
TTP TERM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000
YORKETOWN TERM DEPOSIT	3.00%	3.60%	3.85%	3.60%	$5,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

Loan	Variable	Comparison	Fixed 1 yr	Fixed 2 yr	Fixed 3 yr	Fixed 4 yr	Fixed 5 yr
1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied	–	–	6.19%	–	–	–	–
1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer	–	–	6.09%	–	–	–	–
2 Year Fixed Rate Home Loan 80% LVR - Owner Occupied	–	–	–	6.29%	–	–	–
2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer	–	–	–	6.19%	–	–	–
3 Year Fixed Rate Home Loan 80% LVR - Owner Occupied	–	–	–	–	6.29%	–	–
3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer	–	–	–	–	6.19%	–	–
4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied	–	–	–	–	–	6.49%	–
4 Year Fixed Rate Home Loan 95% LVR - First Home Buyer	–	–	–	–	–	6.39%	–
5 Year Fixed Rate Home Loan 80% LVR - Owner Occupied	–	–	–	–	–	–	6.49%
5 Year Fixed Rate Home Loan 95% LVR - First Home Buyer	–	–	–	–	–	–	6.39%
Better Home Loan 80% LVR - Owner Occupied	6.94%	7.01%	–	–	–	–	–
Better Home Loan 95% LVR - First Home Buyer	6.84%	6.91%	–	–	–	–	–
Low Rate Home Loan - First Home Buyer	6.14%	6.18%	–	–	–	–	–
Low Rate Home Loan - Owner Occupied	6.39%	6.46%	–	–	–	–	–
Low Rate Home Loan Special Offer - Owner Occupied	6.14%	6.18%	–	–	–	–	–
Renovation Loan - Owner Occupied	6.39%	6.46%	–	–	–	–	–
Standard Variable Home Loan 80% LVR - Owner Occupied	7.74%	7.81%	–	–	–	–	–
Standard Variable Home Loan 95% LVR - First Home Buyer	7.74%	7.81%	–	–	–	–	–

Credit cards

Compare with other banks.

Card	Purchases	Cash	Annual fee	Interest-free days	Owing $2,000
extralite Credit Card	14.24%	14.24%	–	–	$285
SoLo Credit Card	8.74%	8.74%	–	–	$175

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

1 Year Fixed Rate Home Loan 80% LVR IO - Investment Home loans
1 Year Fixed Rate Home Loan 80% LVR P&I - Investment Home loans
1 Year Fixed Rate Home Loan 90% LVR - Owner Occupied Home loans
1 Year Fixed Rate Home Loan 90% LVR IO - Investment Home loans
1 Year Fixed Rate Home Loan 90% LVR P&I - Investment Home loans
2 Year Fixed Rate Home Loan 80% LVR IO - Investment Home loans
2 Year Fixed Rate Home Loan 80% LVR P&I - Investment Home loans
2 Year Fixed Rate Home Loan 90% LVR - Owner Occupied Home loans
2 Year Fixed Rate Home Loan 90% LVR IO - Investment Home loans
2 Year Fixed Rate Home Loan 90% LVR P&I - Investment Home loans
3 Year Fixed Rate Home Loan 80% LVR IO - Investment Home loans
3 Year Fixed Rate Home Loan 80% LVR P&I - Investment Home loans
3 Year Fixed Rate Home Loan 90% LVR - Owner Occupied Home loans
3 Year Fixed Rate Home Loan 90% LVR IO - Investment Home loans
3 Year Fixed Rate Home Loan 90% LVR P&I - Investment Home loans
4 Year Fixed Rate Home Loan 80% LVR IO - Investment Home loans
4 Year Fixed Rate Home Loan 80% LVR P&I - Investment Home loans
4 Year Fixed Rate Home Loan 90% LVR - Owner Occupied Home loans
4 Year Fixed Rate Home Loan 90% LVR IO - Investment Home loans
4 Year Fixed Rate Home Loan 90% LVR P&I - Investment Home loans
5 Year Fixed Rate Home Loan 80% LVR IO - Investment Home loans
5 Year Fixed Rate Home Loan 80% LVR P&I - Investment Home loans
5 Year Fixed Rate Home Loan 90% LVR - Owner Occupied Home loans
5 Year Fixed Rate Home Loan 90% LVR IO - Investment Home loans
5 Year Fixed Rate Home Loan 90% LVR P&I - Investment Home loans
Better Home Loan 80% LVR IO - Investment Home loans
Better Home Loan 80% LVR P&I - Investment Home loans
Better Home Loan 90% LVR - Owner Occupied Home loans
Better Home Loan 90% LVR IO - Investment Home loans
Better Home Loan 90% LVR P&I - Investment Home loans
Better Offset Account Savings and transaction accounts
Low Rate Home Loan Special Offer - Investment Home loans
Mortgage Offset Account Savings and transaction accounts
My Limit Prepaid Visa Account Savings and transaction accounts
Redi Access Account Savings and transaction accounts
Standard Variable Home Loan 80% LVR IO - Investment Home loans
Standard Variable Home Loan 80% LVR P&I - Investment Home loans
Standard Variable Home Loan 90% LVR - Owner Occupied Home loans
Standard Variable Home Loan 90% LVR IO - Investment Home loans
Standard Variable Home Loan 90% LVR P&I - Investment Home loans

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Police Credit Union Ltd product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Police Credit Union Ltd, which has the current details.