Money / Banks
Police Bank
What Police Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Police Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Saver Account | 0.05% | 4.50% | 4.55% |
|
| Dynamo/Flex Account | 0.40% | 2.25% | 2.65% |
Up to age 18 |
| Easy Access Transaction Account | 0.01% | – | 0.01% | No bonus |
| Retirement Plus Account changed 16 Oct | 2.50% | – | 2.50% | No bonus |
| Safeguard Transaction Account | 0.01% | – | 0.01% | No bonus |
| Savings Plus Account changed 16 Oct | 0.90% | – | 0.90% | No bonus |
| U30 SUPER CHARGE Account changed 16 Oct | 5.50% | – | 5.50% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit | 4.30% | 4.85% | 5.00% | 4.60% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Essential Workers Home Loan changed 16 Oct | 6.34% | 6.41% |
| First Home Loan changed 16 Oct | 6.09% | 6.16% |
| Goldrate Home Loan changed 16 Oct | 6.29% | 6.36% |
| Police Value Home Loan changed 16 Oct | 6.24% | 6.31% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Credit Card | 10.76% | $30 | $245 |
| Police Student Credit Card | 10.76% | $30 | $245 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Mortgage Offset Account Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Police Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Police Bank, which has the current details.