Money / Banks
NATIONAL AUSTRALIA BANK
What NATIONAL AUSTRALIA BANK publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check NATIONAL AUSTRALIA BANK's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| NAB Business Cash Maximiser | 0.00% | – | 0.00% | No bonus |
| NAB Business Interest Account | 0.05% | – | 0.05% | No bonus |
| NAB Cash Manager | 0.50% | – | 0.50% | No bonus |
| NAB iSaver | 1.85% | 3.65% | 5.50% | The bank's data doesn't say.In the bank's wordsIntroductory bonus margin is only available for a period of 4 months to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million). |
| NAB Retirement Account | 1.75% | – | 1.75% | No bonus |
| NAB Reward Saver | 0.01% | 5.24% | 5.25% |
In the bank's wordsTo receive bonus interest for the month, customer must make at least one deposit on or before the second last banking day and no withdrawals. |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| NAB Farm Management Deposit | – | 4.80% | 5.10% | 5.00% | $1,000 |
| NAB Term Deposit | 3.35% | 3.50% | 5.30% | 5.00% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| NAB Base Variable Rate Home Loan | 6.69% | 6.69% |
| NAB Defence Force Home Loan | 6.29% | 6.42% |
| NAB Tailored Home Loan | 6.44% | 6.57% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| NAB Business Card | 16.50% | $108 | $438 |
| NAB Low Fee Card | 22.49% | $49 | $499 |
| NAB Low Rate Business Card | 13.99% | $60 | $340 |
| NAB Low Rate Card | 13.99% | $99 | $379 |
| NAB Qantas Business Signature Card | 19.50% | $295 | $685 |
| NAB Qantas Rewards Premium Card | 22.49% | $295 | $745 |
| NAB Qantas Rewards Signature Card | 22.49% | $449 | $899 |
| NAB Rewards Business Signature Card | 19.50% | $175 | $565 |
| NAB Rewards Card | 22.49% | $195 | $645 |
| NAB Travel Card | 22.49% | $395 | $845 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- NAB Business Everyday Account ($0 Monthly Fee Option) Savings and transaction accounts
- NAB Business Everyday Account ($10 Monthly Fee Option) Savings and transaction accounts
- NAB Classic Banking Savings and transaction accounts
- NAB Community Fee Saver Savings and transaction accounts
- NAB FlexiPlus Mortgage Home loans
- NAB Queensland Project Trust Accounts Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: NATIONAL AUSTRALIA BANK product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at NATIONAL AUSTRALIA BANK, which has the current details.