Money / Banks
MyState Bank
What MyState Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check MyState Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Saver | – | 5.20% | 5.20% |
In the bank's wordsEligible deposit and Visa transactions are described on our web site. |
| Business Online Saver | 0.00% | – | 0.00% | No bonus |
| E&P High Yield Account | 4.50% | – | 4.50% | No bonus |
| Hello Saver account | 5.25% | – | 5.25% | No bonus New accounts: an extra 5.65% for 4 months |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| AMM - Regular Term Deposit | 5.00% | 5.20% | 5.30% | – | $5,000 |
| Business Term Deposit | 4.95% | 5.00% | 5.25% | 5.15% | $5,000 |
| E&P - Regular Term Deposit | 5.00% | 5.20% | 5.30% | – | $5,000 |
| Online Term Deposit | 4.95% | 5.00% | 5.25% | 5.15% | $5,000 |
| Ord Minnett - Regular Term Deposit | 5.00% | 5.20% | 5.30% | – | – |
| Regular Term Deposit | 4.95% | 5.00% | 5.25% | 5.15% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Basic Variable Loan changed 16 Oct | 6.19% | 6.22% |
| Fixed Rate Loan changed 16 Oct | – | – |
| Special Residential Variable Loan changed 16 Oct | 6.19% | 6.24% |
| Standard Variable Loan | 8.37% | 8.43% |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Basic Account Savings and transaction accounts
- Everyday Business Account Savings and transaction accounts
- Glide Account Savings and transaction accounts
- Offset Account Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: MyState Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at MyState Bank, which has the current details.