Money / Banks
Macquarie Bank Limited
What Macquarie Bank Limited publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Macquarie Bank Limited's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Macquarie Business Savings Account changed 16 Oct | 4.90% | – | 4.90% | No bonus |
| Macquarie Cash Management Accelerator Account changed 16 Oct | 4.90% | – | 4.90% | No bonus |
| Macquarie Cash Management Account changed 16 Oct | 3.00% | – | 3.00% | No bonus |
| Macquarie Savings Account changed 16 Oct | 5.25% | – | 5.25% | No bonus |
| Macquarie Transaction Account changed 16 Oct | 3.00% | – | 3.00% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Macquarie Digital Term Deposit | 5.05% | 5.20% | 5.35% | – | $25,000 |
| Macquarie Term Deposit | 5.05% | 5.20% | 5.35% | 2.00% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Macquarie Basic Home Loan changed 16 Oct | 6.34% | 6.36% |
| Macquarie Offset Home Loan changed 16 Oct | 6.34% | 6.59% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Macquarie Black Card | 20.70% | $249 | $663 |
| Macquarie Platinum Card | 20.70% | $149 | $563 |
| Macquarie Ratesaver Card | 15.95% | $69 | $388 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Macquarie Business Banking Account Savings and transaction accounts
- Macquarie Business Banking At Call Investment Account Savings and transaction accounts
- Macquarie Business Banking Term Deposit Term deposits
- Macquarie Property Versatile Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Macquarie Bank Limited product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Macquarie Bank Limited, which has the current details.