Money / Banks
Laboratories Credit Union
What Laboratories Credit Union publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Laboratories Credit Union's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Esaver Account | 1.00% | – | 1.00% | No bonus |
| Everyday Transaction Account | 0.01% | – | 0.01% | No bonus |
| Savvy Saver | 0.01% | 4.00% | 4.01% |
Bonus only on balances up to $100,000 In the bank's wordsReach your savings goals faster with bonus interest rate by making a minimum deposit of $200 and no withdrawals during the month |
| Young and Free Student Account | 5.15% | – | 5.15% | No bonus. Ages 8 to 25 |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Fixed Term Deposit | – | – | 4.60% | – | $1,000 |
| Monthly Interest 12 Month Term Deposit | – | – | 4.90% | – | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Bridging Loan Owner Occupied Variable | 7.49% | 7.51% |
| First Home Buyer Loan Variable | 6.60% | 6.47% |
| Intelligent Mortgage 1 Year Fixed | 6.60% | 6.61% |
| Intelligent Mortgage 2 Years Fixed | 6.60% | 6.63% |
| Intelligent Mortgage Variable | 6.60% | 6.62% |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Bridging Loan Investment Variable Home loans
- Home Loan Offset Account Savings and transaction accounts
- Intelligent Mortgage Investment Loan 1 Year Fixed Rate Home loans
- Intelligent Mortgage Investment Loan 2 Year Fixed Home loans
- Property Investment Mortgage Interest Only 1 Year Home loans
- Property Investment Mortgage Interest Only 2 years Home loans
- Property Investment Mortgage Variable Home loans
- Property Mortgage - Investment - Interest Only Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Laboratories Credit Union product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Laboratories Credit Union, which has the current details.