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Money / Banks

Judo Bank

What Judo Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Judo Bank's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

AccountIf you miss the conditionsBonusWith the bonusWhat you have to do
Business Savings Account5.10%–5.10% No bonus
Personal Savings Account0.05%5.55%5.60%
  • Put in at least $300 a month
Bonus only on balances up to $250,000
In the bank's words

To trigger the bonus rate, simply deposit $300 or more into your savings account each calendar month.

SMSF Savings Account0.05%5.31%5.36%
  • Put in at least $500 a month
Bonus only on balances up to $250,000
In the bank's words

To trigger the bonus rate, simply deposit $500 or more into the account each calendar month. This suits funds in accumulation phase or those holding cash buffers.

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product3 months6 months12 months24 monthsSmallest deposit
Business Term Deposits changed 16 Oct4.90%4.95%5.55%5.55%$1,000
Personal Term Deposits changed 16 Oct4.90%4.95%5.55%5.55%$1,000
SMSF Term Deposits changed 16 Oct4.90%4.95%5.55%5.55%$1,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

LoanVariableComparisonFixed 1 yrFixed 2 yrFixed 3 yrFixed 4 yrFixed 5 yr
Home Loan changed 16 Oct8.90%8.92%9.46%9.43%9.34%9.54%9.56%

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Judo Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Judo Bank, which has the current details.