Money / Banks

ING BANK (Australia) Ltd

What ING BANK (Australia) Ltd publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check ING BANK (Australia) Ltd's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

Account	If you miss the conditions	Bonus	With the bonus	What you have to do
Business Optimiser	0.35%	–	0.35%	No bonus New accounts: an extra 0.75% for 6 months
Savings Accelerator	5.05%	–	5.05%	No bonus
Savings Booster	2.50%	3.15%	5.65%	Grow your balance every month Bonus only on balances up to $500,000 In the bank's words Grow your account balance by at least $100 this month (not including any interest earned). New accounts: an extra 0.60% for 1 month
Savings Maximiser	0.01%	5.74%	5.75%	Put in at least $1,000 a month Grow your balance every month Make at least 5 card purchases a month In the bank's words For customers who also have an Orange Everyday bank account and do this each month: Deposit at least $1,000 from an external source to an Orange Everyday, Savings Maximiser, Savings Accelerator, Personal Term Deposit, ING Personal Loan or ING Home Loan in your name.

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product	3 months	6 months	12 months	24 months	Smallest deposit
Business Term Deposit	5.15%	5.20%	5.45%	5.45%	$10,000
Personal Term Deposits	5.05%	5.20%	5.30%	5.25%	$10,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

Loan	Variable	Comparison	Fixed 1 yr	Fixed 2 yr	Fixed 3 yr	Fixed 4 yr	Fixed 5 yr
Fixed Rate Loan	–	–	6.64%	6.59%	6.74%	6.84%	6.84%
Mortgage Simplifier	6.34%	6.37%	–	–	–	–	–
Orange Advantage	6.44%	6.73%	–	–	–	–	–

Credit cards

Compare with other banks.

Card	Purchases	Cash	Annual fee	Interest-free days	Owing $2,000
Orange One Low Rate	12.99%	12.99%	$48	45	$308
Orange One Rewards Platinum	16.99%	16.99%	$149	45	$489

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

Orange Everyday Savings and transaction accounts
Wholesale Term Deposit Term deposits

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: ING BANK (Australia) Ltd product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at ING BANK (Australia) Ltd, which has the current details.