Money / Banks
Horizon Bank
What Horizon Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Horizon Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| ADVANTAGE 55 | 0.01% | – | 0.01% | No bonus |
| BUSINESS SAVINGS | 0.01% | – | 0.01% | No bonus |
| CALL SAVINGS | 0.01% | – | 0.01% | No bonus |
| CALL SAVINGS | 0.01% | – | 0.01% | No bonus |
| CASH MANAGEMENT | 0.01% | – | 0.01% | No bonus |
| CHRISTMAS CLUB | 2.25% | – | 2.25% | No bonus |
| HORIZON DIRECT changed 16 Oct | 3.50% | – | 3.50% | No bonus |
| INSURANCE SAVINGS | 0.01% | – | 0.01% | No bonus |
| REDISAVINGS | 0.01% | – | 0.01% | No bonus |
| REWARD SAVER | 0.00% | – | 0.00% | No bonus New accounts: an extra 1.00% for 3 months |
| SMSF SAVER | 3.25% | – | 3.25% | No bonus |
| SUPER SAVERS | 2.25% | 3.00% | 5.25% |
Up to age 12 In the bank's wordsAn everyday account for children aged 0-12 years. The Super Saver account is a great start to teach your child the value of money and instil good savings habits from an early age. |
| TEEN ACCOUNT | 4.25% | – | 4.25% | No bonus. Ages 13 to 18 |
| YOUTH REWARD SAVER | 2.25% | 3.00% | 5.25% | The bank's data doesn't say. Ages 13 to 17 |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit | 4.60% | 4.90% | 5.10% | 4.90% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| 1 Year Fixed Home Loan | – | – |
| 2 Year Fixed Home Loan | – | – |
| 3 Year Fixed Home Loan | – | – |
| 5 Year Fixed Home Loan | – | – |
| First Home Buyer Loan | 6.14% | 6.15% |
| Home Sweet Home Loan | 6.89% | 7.12% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| VISA CREDIT CARD | 12.95% | – | $259 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- 1 Year Fixed Home Loan - Interest Only Home loans
- 1 Year Fixed Residential Investment Home loans
- 1 Year Fixed Residential Investment - Interest Only Home loans
- 2 Year Fixed Home Loan - Interest Only Home loans
- 2 Year Fixed Residential Investment Home loans
- 2 Year Fixed Residential Investment - Interest Only Home loans
- 3 Year Fixed Home Loan - Interest Only Home loans
- 3 Year Fixed Residential Investment Home loans
- 3 Year Fixed Residential Investment - Interest Only Home loans
- 5 Year Fixed Residential Investment Home loans
- 5 Year Fixed Residential Investment - Interest Only Home loans
- COMMERCIAL SPECIAL PUR Savings and transaction accounts
- First Home Buyer Loan - Interest Only Home loans
- First Home Buyer Loan - Investment Home loans
- First Home Buyer Loan - Investment Interest Only Home loans
- HANDYLOAN Home loans
- Home Sweet Home Loan - Interest Only Home loans
- Home Sweet Home Loan - Investment Home loans
- Home Sweet Home Loan - Investment Interest Only Home loans
- OFFSET SAVINGS Savings and transaction accounts
- OFFSET SAVINGS Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Horizon Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Horizon Bank, which has the current details.