Money / Banks
Great Southern Bank
What Great Southern Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Great Southern Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Everyday 50+ Account | 1.55% | – | 1.55% | No bonus |
| Everyday Saver | 4.80% | – | 4.80% | No bonus |
| Future Saver | 0.10% | 4.75% | 4.85% |
Bonus only on balances up to $500,000 In the bank's wordsReceive a stepped bonus rate if the balance of the Future Saver account increases by $250 by the end of each calendar month |
| Goal Saver | 0.50% | 4.85% | 5.35% |
Bonus only on balances up to $50,000 Ages 18 to 24 In the bank's wordsFor customers aged 18 to 24 years old. Receive bonus interest on balances up to $50,000 when you deposit $500 or more each month into your Everyday Edge Account from a non-Great Southern Bank account and make five or more Visa Debit Card purchases. |
| Home Saver | 0.50% | 4.75% | 5.25% |
Bonus only on balances up to $100,000 In the bank's wordsReceive bonus interest on balances up to $100,000 when you deposit $2,000 or more each month into your Everyday Edge Account from a non-Great Southern Bank account and make five or more Visa Debit Card purchases. |
| Youth eSaver | 1.00% | – | 1.00% | No bonus. Up to age 17 |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Platinum Plus Term Deposit 12 months | – | – | 5.45% | – | $5,000 |
| Platinum Plus Term Deposit 12 months (M) | – | – | 5.35% | – | $5,000 |
| Platinum Plus Term Deposit 13-60 Months | – | – | – | 4.35% | $5,000 |
| Platinum Plus Term Deposit 13-60 Months (M) | – | – | – | 4.25% | $5,000 |
| Standard Rate Term Deposit 1-12 months | 5.10% | 4.55% | 5.35% | – | $5,000 |
| Standard Rate Term Deposit 13-60 months (A) | – | – | – | 4.25% | $5,000 |
| Standard Rate Term Deposit 13-60 months (M) | – | – | – | 4.15% | $5,000 |
| Standard Rate Term Deposit 2-12 months | 5.00% | 4.45% | 5.25% | – | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| 1 year Fixed Rate OO P&I | – | – |
| 2 year Fixed Rate OO P&I | – | – |
| 3 year Fixed Rate OO P&I | – | – |
| 5 year Fixed Rate OO P&I | – | – |
| Basic Variable OO P&I | 8.25% | 6.55% |
| Offset Variable OO P&I | 8.45% | 6.70% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Low Rate Credit Card (New) | 11.99% | $0 | $240 |
| Platinum Credit Card | 19.99% | $0 | $400 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- 1 year Fixed Rate INV IO Home loans
- 1 year Fixed Rate INV P&I Home loans
- 1 year Fixed Rate OO IO Home loans
- 2 year Fixed Rate INV IO Home loans
- 2 year Fixed Rate INV P&I Home loans
- 2 year Fixed Rate OO IO Home loans
- 3 year Fixed Rate INV IO Home loans
- 3 year Fixed Rate INV P&I Home loans
- 3 year Fixed Rate OO IO Home loans
- 5 year Fixed Rate INV P&I Home loans
- 5year Fixed Rate INV IO Home loans
- Basic Variable Investment Construction Home loans
- Basic Variable Investment IO Home loans
- Basic Variable Investment P&I Home loans
- Basic Variable OO Construction Home loans
- Basic Variable OO IO Home loans
- Bridging Loan INV Home loans
- Bridging Loan OO Home loans
- Everyday Account Savings and transaction accounts
- Everyday Business Account Savings and transaction accounts
- Everyday Edge Account Savings and transaction accounts
- Everyday Youth Account Savings and transaction accounts
- Offset Variable Investment Construction Home loans
- Offset Variable Investment IO Home loans
- Offset Variable Investment P&I Home loans
- Offset Variable OO Construction Home loans
- Offset Variable OO IO Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Great Southern Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Great Southern Bank, which has the current details.