Money / Banks

Credit Union SA

What Credit Union SA publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Credit Union SA's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

Account	If you miss the conditions	Bonus	With the bonus	What you have to do
55+ Account changed 13 Oct	1.10%	–	1.10%	No bonus
Bonus Savings Account	0.01%	3.74%	3.75%	Make no withdrawals Put in at least $1 a month In the bank's words Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can have as much or as little as you like sitting in your account.
Children's Savings Account changed 13 Oct	0.05%	4.55%	4.60%	Make no withdrawals Put money in every month Up to age 17 In the bank's words Our Children’s savings account is for anyone under the age of 18 wanting an account to save or spend. The account rewards good savings behaviours and pays bonus interest if no withdrawals are made and if a deposit is made each month.The account pays interest on up to $50,000 and any amount above this will not earn interest.
Educator+ Account	1.50%	–	1.50%	No bonus
Netsave Account changed 13 Oct	1.25%	–	1.25%	No bonus New accounts: an extra 4.00% for 4 months
Port+ Account	1.50%	–	1.50%	No bonus

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product	3 months	6 months	12 months	24 months	Smallest deposit
Term Deposit changed 13 Oct	3.00%	5.30%	5.30%	2.90%	$1,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

Loan	Variable	Comparison	Fixed 1 yr	Fixed 2 yr	Fixed 3 yr	Fixed 4 yr	Fixed 5 yr
1-Year Fixed Home Loan Package Principal and Interest	–	–	6.79%	–	–	–	–
1-Year Fixed Home Loan Principal and Interest	–	–	7.59%	–	–	–	–
1-Year Fixed XL Home Loan Package	–	–	6.79%	–	–	–	–
2-Year Fixed Home Loan Package Principal and Interest	–	–	–	6.34%	–	–	–
2-Year Fixed Rate Home Loan Principal and Interest	–	–	–	7.14%	–	–	–
2-Year Fixed XL Home Loan Package	–	–	–	6.34%	–	–	–
3-Year Fixed Home Loan Package Principal and Interest	–	–	–	–	6.24%	–	–
3-Year Fixed Rate Home Loan Principal and Interest	–	–	–	–	7.04%	–	–
3-Year Fixed XL Home Loan Package	–	–	–	–	6.24%	–	–
Discounted Variable Rate Home Loan Principal and Interest	7.29%	7.32%	–	–	–	–	–
Standard Variable Rate Home Loan Principal and Interest	7.49%	7.54%	–	–	–	–	–
Variable Home Loan Package Principal and Interest	7.24%	7.59%	–	–	–	–	–
Variable Home Loan Package Specials	6.34%	6.71%	–	–	–	–	–
XL Home Loan Package	6.34%	6.71%	–	–	–	–	–

Credit cards

Compare with other banks.

Card	Purchases	Cash	Annual fee	Interest-free days	Owing $2,000
Education Community Credit Card	11.49%	11.49%	$0	–	$230
Visa Credit Card	11.99%	11.99%	$0	–	$240
Workplace Benefits Credit Card	11.49%	11.49%	$0	–	$230

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

1-Year Fixed Home Loan Package Interest Only Home loans
1-Year Fixed Rate Home Loan Interest Only Home loans
2-Year Fixed Home Loan Package Interest Only Home loans
2-Year Fixed Rate Home Loan Interest Only Home loans
3-Year Fixed Home Loan Package Interest Only Home loans
3-Year Fixed Rate Home Loan Interest Only Home loans
Access Account Savings and transaction accounts
Business+ Account Savings and transaction accounts
Discounted Variable Rate Home Loan Interest Only Home loans
Home Loan Offset Account Savings and transaction accounts
Investment Variable Home Loan Package Interest Only Home loans
Standard Variable Rate Home Loan Interest Only Home loans
Variable Home Loan Package Specials Home loans
XL Interest Only Home Loan Package Home loans

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Credit Union SA product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Credit Union SA, which has the current details.