Money / Banks
Coastline Bank
What Coastline Bank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Coastline Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Reward Saver | 0.40% | – | 0.40% | No bonus |
| Christmas Club | 1.95% | – | 1.95% | No bonus |
| Coastline Savings Account | 3.00% | – | 3.00% | No bonus |
| Cubs Access Account | 3.50% | – | 3.50% | No bonus. Up to age 12 |
| Gold Benefits Savings | 0.50% | – | 0.50% | No bonus |
| Kickstart Access Account | 3.50% | – | 3.50% | No bonus. Ages 12 to 18 |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| I20 Term Deposit 3 Mths changed 16 Oct | 4.55% | – | – | – | $5,000 |
| I21 Term Deposit 6 Mths changed 16 Oct | – | 4.90% | – | – | $5,000 |
| I22 Term Deposit 12 Mths | – | – | 4.95% | – | $5,000 |
| I23 Term Deposit 24 Mths | – | – | – | 4.70% | $5,000 |
| I40 Cubs Term Deposit | 4.20% | – | – | – | $500 |
| I41 Kickstart Term Deposit | 4.20% | – | – | – | $500 |
| I50 Gold Mbr Ftd 6 Mths changed 16 Oct | – | 5.00% | – | – | $5,000 |
| I51 Gold Mbr Ftd 12 Mths | – | – | 5.05% | – | $5,000 |
| I52 Gold Mbr Ftd 24 Mths | – | – | – | 4.80% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Classic Home Loan changed 16 Oct | 6.49% | 6.65% |
| First Home Buyer Loan changed 16 Oct | 6.14% | 6.14% |
| Fixed Rate Home Loan changed 16 Oct | – | – |
| Staff Housing Loan changed 16 Oct | 5.94% | 6.01% |
| Variable Housing changed 16 Oct | 9.46% | 9.46% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Business Access Plus | 14.05% | – | $281 |
| Visa Credit Card changed 16 Oct | 10.24% | $75 | $280 |
| Visa Credit Card changed 16 Oct | 10.24% | – | $205 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Budget Saver Savings and transaction accounts
- Budget Wise Account Savings and transaction accounts
- Business Access Savings and transaction accounts
- Coastline Access Savings and transaction accounts
- Community Support Savings and transaction accounts
- Fixed Rate Investment Loan Home loans
- Interest Only (Investment) Home loans
- Interest Only (Owner Occupied) Home loans
- Investment Essentials Home loans
- Investment Options Home loans
- Investment Variable Home loans
- Mortgage Loan Offset Savings and transaction accounts
- Options Home Loan Home loans
- Visa Debit Card Credit cards
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Coastline Bank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Coastline Bank, which has the current details.