Money / Banks
BOQ Specialist
What BOQ Specialist publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check BOQ Specialist's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| 32 Day Notice Account | 4.00% | – | 4.00% | No bonus New accounts: an extra 0.95% for 5 months |
| One Account | 0.10% | – | 0.10% | No bonus |
| One Account for Business | 0.10% | – | 0.10% | No bonus |
| Private Access Account | 3.50% | – | 3.50% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit | 5.00% | 5.15% | 5.30% | 3.50% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Basic Home Loan | 8.27% | 8.45% |
| Home Loan Banking Package | 9.87% | 10.33% |
| Plus Home Loan | 9.69% | – |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Platinum Visa Credit Card | 13.99% | $0 | $280 |
| Signature Visa Credit Card | 20.50% | $400 | $810 |
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: BOQ Specialist product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at BOQ Specialist, which has the current details.