Money / Banks
bankWAW
What bankWAW publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check bankWAW's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Business Transact | 0.01% | – | 0.01% | No bonus |
| Business Transact | 0.01% | – | 0.01% | No bonus |
| Club and Community Transact | 0.01% | – | 0.01% | No bonus |
| Disability Support | 0.01% | – | 0.01% | No bonus |
| Everyday Transact | 0.01% | – | 0.01% | No bonus |
| Money Managers | 1.55% | – | 1.55% | No bonus |
| Star Saver | 0.75% | 4.25% | 5.00% | The bank's data doesn't say. Ages 1 to 12 |
| WAW Bonus Saver | 0.05% | 5.05% | 5.10% | The bank's data doesn't say. |
| WAW Business Basic | 0.01% | – | 0.01% | No bonus |
| WAW Business Saver | 2.65% | – | 2.65% | No bonus |
| WAW Christmas Saver | 2.90% | – | 2.90% | No bonus |
| WAW Club and Community Transact | 0.01% | – | 0.01% | No bonus |
| WAW Club Community Saver | 2.90% | – | 2.90% | No bonus |
| WAW Everyday Saver | 2.90% | – | 2.90% | No bonus |
| WAW Line of Credit | 0.01% | – | 0.01% | No bonus |
| WAW Pension Plus | 1.20% | – | 1.20% | No bonus |
| WAW SMSF Saver | 2.65% | – | 2.65% | No bonus |
| WAW Youth Saver | 0.75% | 4.25% | 5.00% | The bank's data doesn't say. Ages 13 to 25 |
| Youth Transact | 0.01% | – | 0.01% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| 12-17 months <$25K | – | – | – | – | $1,000 |
| 12-17 months >$25K | – | – | – | – | $25,000 |
| 18-24 months <$25K | – | – | – | 3.40% | $1,000 |
| 18-24 months >$25K | – | – | – | 3.60% | $25,000 |
| 3-5 months <$25K | – | – | – | – | $1,000 |
| 3-5 months >$25K | – | – | – | – | $25,000 |
| 6-11 months <$25K | – | – | – | – | $1,000 |
| 6-11 months >$25K | – | – | – | – | $25,000 |
| Farm Management Deposit 12-24 months interest annually | – | – | – | 5.35% | $1,000 |
| Farm Management Deposit 12-24 months interest quarterly | – | – | – | 5.20% | $1,000 |
| Interest paid monthly 12-23 months <$25K | – | – | – | – | $5,000 |
| Interest paid monthly 12-23 months >$25K | – | – | – | – | $25,000 |
| Interest paid monthly 24 months <$25K | – | – | – | 3.30% | $5,000 |
| Interest paid monthly 24 months >$25K | – | – | – | 3.50% | $25,000 |
| Interest paid monthly 6-11 months <$25K | – | – | – | – | $5,000 |
| Interest paid monthly 6-11 months >$25K | – | – | – | – | $25,000 |
| Limited Offer 12 months | – | – | 5.20% | – | $1,000 |
| Limited Offer 18 months | – | – | – | – | $1,000 |
| Limited Offer 3 months | 4.50% | – | – | – | $1,000 |
| Limited Offer 6 months | – | 5.00% | – | – | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Back to Basics Owner Occupied | 6.24% | 6.29% |
| Flexible Choice Owner Occupied changed 16 Oct | 7.24% | 7.29% |
| Home Equity Loan Owner Occupied | 6.34% | 6.37% |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Back to Basics Investment Home loans
- Flexible Choice Investment Home loans
- Home Equity Loan Investment Home loans
- Sub Account Savings and transaction accounts
- WAW Mortgage Offset Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: bankWAW product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at bankWAW, which has the current details.