Money / Banks
BankSA
What BankSA publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check BankSA's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Business Access Saver | 0.55% | – | 0.55% | No bonus |
| Farm Management Deposit Account | 1.25% | – | 1.25% | No bonus |
| Incentive Saver | 0.01% | 5.39% | 5.40% |
In the bank's wordsTo earn Bonus interest rates, grow your account by at least $0.01 a month for customers under 21 and keep your balance above $0. |
| Investment Cash Accounts | 0.10% | – | 0.10% | No bonus |
| Maxi Saver | 1.25% | 0.45% | 1.70% |
In the bank's wordsOpen an account online and earning an extra online bonus rate for the first 6 months. For a limited time only. New Maxi Saver customers only. Offer may be varied or withdrawn at any time. New accounts: an extra 3.90% for 6 months |
| Retirement Access Account | 0.05% | – | 0.05% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Business Term Deposit changed 16 Oct | 3.25% | 3.40% | 5.40% | 4.50% | $1,000 |
| Term Deposit changed 16 Oct | 3.25% | 3.40% | 5.40% | 4.50% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Basic Variable Home Loan | 6.64% | 6.65% |
| Fixed Rate Home Loan | – | – |
| Variable Home Loan with Offset | 6.74% | 7.11% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Amplify Business | 19.49% | $89 | $479 |
| Amplify Qantas Platinum | 23.98% | $125 | $605 |
| Amplify Qantas Signature | 23.98% | $155 | $635 |
| Amplify Rewards Platinum | 23.98% | $75 | $555 |
| Amplify Rewards Signature | 23.98% | $75 | $555 |
| Vertigo | 13.99% | $84 | $364 |
| VISA Business | 9.99% | $55 | $255 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Business Cheque Account Plus Savings and transaction accounts
- Complete Freedom Account Savings and transaction accounts
- Concession Account Savings and transaction accounts
- Foreign Currency Account Savings and transaction accounts
- Freedom Business Account Savings and transaction accounts
- Relocation Loan with end Home loans
- Relocation Loan without end Home loans
- Society Cheque Account Savings and transaction accounts
- Statutory Trust Account Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: BankSA product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at BankSA, which has the current details.