Money / Banks
Bank of us
What Bank of us publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Bank of us's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| BUSINESS iCASH | 0.75% | – | 0.75% | No bonus |
| Pension Advantage | 1.55% | – | 1.55% | No bonus |
| Save up | 0.40% | 4.65% | 5.05% |
In the bank's wordsOur 'Save up' account is the perfect account to help you save for something special or just for a rainy day. The account pays a base rate of interest and if you deposit a minimum of $50.00 per month a |
| Spring Load | 0.00% | 5.25% | 5.25% | The bank's data doesn't say. |
| Stash n Splash | 0.00% | 3.00% | 3.00% | The bank's data doesn't say. |
| SUPER ADVANTAGE | 1.50% | – | 1.50% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| FIXED TERM INVESTMENT | 4.75% | 5.00% | 5.20% | 4.60% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| TOPLINE HOME LOAN changed 16 Oct | 6.24% | 6.24% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Visa Credit Card | 9.99% | $39 | $239 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- BUSINESS ADVANTAGE Savings and transaction accounts
- COMMUNITY ADVANTAGE Savings and transaction accounts
- FLEXICHOICE HOME LOAN Home loans
- FlexiChoice Residential Investment Home Loan Home loans
- Flexidiscount Home Guarantee Scheme Home Loan Home loans
- Flexidiscount Home Loan Home loans
- Go to Savings and transaction accounts
- Go to - with offset Savings and transaction accounts
- LINE OF CREDIT Home loans
- One for All Savings and transaction accounts
- One for All - Business Savings and transaction accounts
- TOPLINE RES. INV. LOAN Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Bank of us product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Bank of us, which has the current details.