Money / Banks
Bank of Sydney
What Bank of Sydney publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Bank of Sydney's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| BOS Saver | 5.25% | – | 5.25% | No bonus |
| Business Saver | 1.75% | – | 1.75% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| EUR Term Deposit | – | 0.01% | 0.01% | – | $5,000 |
| GBP Term Deposit | 0.02% | 0.05% | 0.10% | – | $5,000 |
| NZD Term Deposit | 0.01% | 0.02% | 0.02% | – | $5,000 |
| Term Deposit | 4.40% | 5.20% | 5.30% | – | $1,000 |
| USD Term Deposit | 0.05% | 0.05% | 0.10% | – | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| BOS Basic Home Loan Owner Occupied changed 16 Oct | 6.44% | 6.48% |
| Expect More Home Loan Investment changed 16 Oct | 6.84% | 6.98% |
| Expect More Home Loan Owner Occupied changed 16 Oct | 6.64% | 6.79% |
| Expect More Home Loan Owner Occupied - Fixed | – | – |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- BOS Basic Investment Home Loan Home loans
- Business Advance Account Savings and transaction accounts
- EUR Foreign Currency Account Savings and transaction accounts
- Everyday Account Savings and transaction accounts
- Expect More Home Loan Investment - Fixed Home loans
- GBP Foreign Currency Account Savings and transaction accounts
- Home Equity Maximiser Investment Home loans
- Home Equity Maximiser Owner Occupied Home loans
- Offset Account Savings and transaction accounts
Problems we found in Bank of Sydney's data (1)
- USD Foreign Currency Account: detail HTTP 422
Products with a problem are left out or shown without the bad figure.
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Bank of Sydney product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Bank of Sydney, which has the current details.