Money / Banks
Bank of Queensland Limited
What Bank of Queensland Limited publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Bank of Queensland Limited's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Business WebSavings Account | 1.50% | – | 1.50% | No bonus New accounts: an extra 4.70% for 4 months |
| Kids Savings Account | 0.05% | 1.25% | 1.30% |
Up to age 14 In the bank's wordsCalculated daily and paid monthly. |
| Simple Saver Account | 5.00% | 0.55% | 5.55% | The bank's data doesn't say. |
| Superannuation Savings Account | 0.95% | – | 0.95% | No bonus New accounts: an extra 3.10% for 4 months |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Farm Management Deposit - Fixed | 4.50% | 4.80% | 5.05% | 2.00% | $1,000 |
| myBOQ Term Deposit | 4.95% | 5.20% | 5.30% | – | $5,000 |
| Premier Investment Term Deposit | 4.80% | 5.00% | 5.20% | 2.00% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| BOQ Essential Home Loan | 6.33% | 6.35% |
| BOQ Plus Home Loan | 6.39% | 6.68% |
| Clear Path Variable Home Loan new customers others pay 8.49% | 6.39% | 6.51% |
| Economy Variable Home Loan new customers others pay 7.82% | 6.33% | 6.47% |
| Fixed Rate Home Loan | – | – |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| BOQ Blue Visa Credit Card | 21.99% | $89 | $529 |
| BOQ Low Rate Visa Credit Card | 13.99% | $65 | $345 |
| BOQ Platinum Visa Credit Card | 21.99% | $149 | $589 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Day2Day Plus Account Savings and transaction accounts
- Everyday Account Savings and transaction accounts
- Everyday Business Account Savings and transaction accounts
- Foreign Currency Account Savings and transaction accounts
- Mortgage Offset Account Savings and transaction accounts
Problems we found in Bank of Queensland Limited's data (2)
- Future Saver Account: detail failed (https://api.cds.boq.com.au/cds-au/v1/banking/products/1c906e88-5c03-ee11-8f6e-00224814d330: HTTP 500)
- Smart Saver Account: detail failed (https://api.cds.boq.com.au/cds-au/v1/banking/products/19906e88-5c03-ee11-8f6e-00224814d330: HTTP 500)
Products with a problem are left out or shown without the bad figure.
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Bank of Queensland Limited product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Bank of Queensland Limited, which has the current details.