Money / Banks
UBank
What UBank publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check UBank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Save account | – | 5.35% | 5.35% | The bank's data doesn't say. Bonus only on balances up to $1,000,000 In the bank's wordsEveryday Bonus Rate New accounts: an extra 0.90% for 4 months |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Flex - Fixed OO P&I | – | – |
| Flex - Variable OO P&I | 6.39% | 6.63% |
| Neat - OO Variable P&I | 6.39% | 6.41% |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Bills account Savings and transaction accounts
- Flex - Fixed INV IO Home loans
- Flex - Fixed INV P&I Home loans
- Flex - Fixed OO IO Home loans
- Flex - Variable INV IO Home loans
- Flex - Variable INV P&I Home loans
- Flex - Variable OO IO Home loans
- Neat - INV Variable IO Home loans
- Neat - INV Variable P&I Home loans
- Spend account Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: UBank product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at UBank, which has the current details.