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Money / Banks

CommFCU

What CommFCU publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check CommFCU's own website.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

AccountIf you miss the conditionsBonusWith the bonusWhat you have to do
Everyday Plus changed 16 Oct0.10%–0.10% No bonus
FIRSTBIZ ONLINE SAVER changed 16 Oct3.50%–3.50% No bonus
Goal Saver0.05%4.30%4.35%
  • Put in at least $50 a month
Bonus only on balances up to $7,000,000
In the bank's words

To be eligible for Bonus Interest, no withdrawals can be made on the account in that month

Online Saver changed 16 Oct3.50%–3.50% No bonus
Santa Saver changed 16 Oct5.10%–5.10% No bonus
Wildlife Saver account changed 16 Oct3.50%–3.50% No bonus. Up to age 17

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product3 months6 months12 months24 monthsSmallest deposit
12 Month Term Deposit Special––5.60%–$10,000
TERM DEPOSITS - 12 MONTHS INTEREST MONTHLY changed 16 Oct––––$5,000
TERM DEPOSITS - 12 MONTHS INTEREST ON MATURITY changed 16 Oct––––$5,000
TERM DEPOSITS - 24 MONTHS INTEREST MONTHLY changed 16 Oct––––$5,000
TERM DEPOSITS - 24 MONTHS INTEREST ON MATURITY changed 16 Oct––––$5,000
TERM DEPOSITS - 3 TO 5 MONTHS INTEREST MONTHLY changed 16 Oct4.90%–––$5,000
TERM DEPOSITS - 3 TO 5 MONTHS INTEREST ON MATURITY changed 16 Oct5.00%–––$5,000
TERM DEPOSITS - 36 MONTHS INTEREST MONTHLY changed 16 Oct––––$5,000
TERM DEPOSITS - 36 MONTHS INTEREST ON MATURITY changed 16 Oct––––$5,000
TERM DEPOSITS - 6 TO 11 MONTHS INTEREST MONTHLY changed 16 Oct–5.15%––$5,000
TERM DEPOSITS - 6 TO 11 MONTHS INTEREST ON MATURITY changed 16 Oct–5.25%––$5,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

LoanVariableComparisonFixed 1 yrFixed 2 yrFixed 3 yrFixed 4 yrFixed 5 yr
BOOST PACKAGE HOME LOAN - 1 YEAR FIXED - OWNER-OCCUPIED LVR 80% (Principal and Interest)––6.44%––––
BOOST PACKAGE HOME LOAN - 1 YEAR FIXED - OWNER-OCCUPIED LVR 95% (Principal and Interest)––6.74%––––
BOOST PACKAGE HOME LOAN - 2 YEAR FIXED - OWNER-OCCUPIED LVR 80% (Principal and Interest)–––6.39%–––
BOOST PACKAGE HOME LOAN - 2 YEAR FIXED - OWNER-OCCUPIED LVR 95% (Principal and Interest)–––6.69%–––
BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - OWNER-OCCUPIED LVR 80% (Principal and Interest)––––6.29%––
BOOST PACKAGE HOME LOAN - 3 YEAR FIXED - OWNER-OCCUPIED LVR 95% (Principal and Interest)––––6.59%––
BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest)6.29%6.66%–––––
BOOST PACKAGE HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest)6.59%6.96%–––––
Community Advantage 1 year fixed Owner Occupied (Principal and Interest) changed 13 Oct––6.84%––––
Community Advantage 2 year fixed owner occupied (Principal and Interest) changed 13 Oct–––6.79%–––
Community Advantage 3 year fixed Owner Occupied (Principal and Interest) changed 13 Oct––––6.94%––
Community Advantage Variable Owner Occupied (Principal and Interest) changed 13 Oct6.79%6.84%–––––
GO BASIC 1 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest) changed 13 Oct––6.54%––––
GO BASIC 1 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest) changed 13 Oct––6.84%––––
GO BASIC 2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest) changed 13 Oct–––6.49%–––
GO BASIC 2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest) changed 13 Oct–––6.79%–––
GO BASIC 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 80% (Principal and Interest) changed 13 Oct––––6.39%––
GO BASIC 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest) changed 13 Oct––––6.69%––
Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) changed 13 Oct6.15%6.20%–––––
Go Basic Variable Home Loan - Owner-occupied LVR 95% (Principal and Interest) changed 13 Oct6.45%6.50%–––––

Credit cards

Compare with other banks.

CardPurchasesCashAnnual feeInterest-free daysOwing $2,000
LOW RATE CREDIT CARD9.99%9.99%$5055$250
NSA CREDIT CARD9.99%9.99%$5055$250

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

Problems we found in CommFCU's data (3)
  • Community Advantage 2 year fixed Investment (Principal and Interest): detail HTTP 400
  • BOOST PACKAGE HOME LOAN - 1 YEAR FIXED - INVESTMENT LVR 95% (Principal and Interest): detail HTTP 400
  • BOOST PACKAGE HOME LOAN - 1 YEAR FIXED - INVESTMENT LVR 80% (Principal and Interest): detail HTTP 400

Products with a problem are left out or shown without the bad figure.

Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: CommFCU product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at CommFCU, which has the current details.