Money / Banks
Beyond Bank Australia
What Beyond Bank Australia publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check Beyond Bank Australia's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Access Savings Account | 0.01% | – | 0.01% | No bonus |
| Bank Guarantee Facility Acct changed 13 Oct | 4.20% | – | 4.20% | No bonus |
| BU Account changed 13 Oct | 3.35% | – | 3.35% | No bonus. Up to age 17 |
| Business Transaction Account | 0.01% | – | 0.01% | No bonus |
| Community Account changed 13 Oct | 0.70% | – | 0.70% | No bonus |
| Community Reward Account changed 13 Oct | 4.20% | – | 4.20% | No bonus |
| monEsaver Internet Account changed 13 Oct | 2.70% | – | 2.70% | No bonus |
| Purple Bonus Saver changed 13 Oct | 0.01% | 4.89% | 4.90% |
Bonus only on balances up to $200,000 In the bank's wordsYou will become eligible for bonus interest if you: a) deposit at least $50 during the month; and b) do not make a withdrawal during the same month. Interest is paid monthly. |
| Retirement Account changed 13 Oct | 1.80% | – | 1.80% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Business 10 Mth Special Offer | – | – | – | – | $100,000 |
| INV - 12 Mth Capitalise | – | – | 4.90% | – | $2,000 |
| INV - 12 Mth FMD Trf 12 Mthly | – | – | 4.90% | – | $2,000 |
| INV - 12 Mth FMD Trf 6 Mthly | – | – | 4.90% | – | $2,000 |
| INV - 12 Mth Trf Mthly | – | – | 4.80% | – | $2,000 |
| INV - 24 Mth Trf 12 Mthly | – | – | – | 4.35% | $2,000 |
| INV - 24 Mth Trf Mthly | – | – | – | 4.25% | $2,000 |
| INV - 3 Mth Capitalise | 3.85% | – | – | – | $2,000 |
| INV - 3 Mth FMD Trf 3 Mthly | 3.85% | – | – | – | $2,000 |
| INV - 36 Mth Trf 12 Mthly | – | – | – | – | $2,000 |
| INV - 36 Mth Trf Mthly | – | – | – | – | $2,000 |
| INV - 48-60 Mth Trf 12 Mthly | – | – | – | – | $2,000 |
| INV - 6 Mth Capitalise | – | 4.45% | – | – | $2,000 |
| INV - 6 Mth FMD Trf 6 Mthly | – | 4.45% | – | – | $2,000 |
| INV - 9 Mth Capitalise | – | – | – | – | $2,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Home Buyers Scheme Home Loan changed 13 Oct | 6.39% | 6.74% |
| Purple Basic Vbl Home Loan changed 13 Oct | 6.34% | 6.37% |
| Standard Home Loans changed 13 Oct | 8.95% | 9.00% |
| Total Home Loan Package changed 13 Oct | 6.34% | 6.69% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Low Rate Credit Card | 12.49% | $59 | $309 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- BBA MEC Savings and transaction accounts
- BBA SPC Savings and transaction accounts
- CBB MEC Savings and transaction accounts
- CBB SPC Savings and transaction accounts
- INV - Negotiated Term Term deposits
- Invest Total Home Loan Package Home loans
- Mortgage Offset Account Savings and transaction accounts
- Purple Basic Vbl Home Loan-Inv Home loans
- Purple Transactor Account Savings and transaction accounts
- Standard Investment Home Loans Home loans
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Beyond Bank Australia product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at Beyond Bank Australia, which has the current details.