Money / Banks
ANZ
What ANZ publishes about its products under the Consumer Data Right, as at 16 October 2026. For current details, check ANZ's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| ANZ Business Essentials | 0.01% | – | 0.01% | No bonus |
| ANZ Business Online Saver | 0.55% | – | 0.55% | No bonus |
| ANZ Online Saver | 1.60% | – | 1.60% | No bonus |
| ANZ Pensioner Advantage Account | 2.05% | – | 2.05% | No bonus |
| ANZ Premium Cash Management Account | 0.05% | – | 0.05% | No bonus |
| ANZ Progress Saver | 0.01% | 3.99% | 4.00% |
In the bank's wordsBonus interest is subject to eligibility. ANZ Progress Saver pays bonus interest (in addition to the current variable base interest) in respect of a particular month if the set minimum deposit (currently $10) and no withdrawals, fees or charges are processed to the account on or before the last business day of that calendar month, and after the last business day of the previous calendar month. Bonus and base rates are variable and subject to change. |
| ANZ SMSF Cash Hub Account | 2.55% | – | 2.55% | No bonus |
| ANZ V2 PLUS | 4.10% | – | 4.10% | No bonus |
| Farm Management Deposit At Call | 1.25% | – | 1.25% | No bonus |
| Farm Management Deposit Fixed Term | – | – | – | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| ANZ Advance Notice Term Deposit | 3.35% | 3.50% | 5.30% | 5.00% | $5,000 |
| ANZ Business Notice Term Deposit | 3.50% | 3.50% | 5.25% | 4.50% | $5,000 |
| ANZ Term Deposit | 0.05% | 0.10% | 0.15% | 0.15% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| ANZ Fixed Rate home loan | – | – |
| ANZ Simplicity PLUS | 6.79% | 6.79% |
| ANZ Standard Variable home loan | 7.49% | 7.49% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| ANZ Business 55 Interest Free Days | 17.74% | $150 | $505 |
| ANZ Business Black | 20.24% | $75 | $480 |
| ANZ Business Low Rate | 12.99% | $100 | $360 |
| ANZ First | 22.49% | $30 | $480 |
| ANZ Frequent Flyer Black | 22.49% | $55 | $505 |
| ANZ Frequent Flyer Platinum | 22.49% | $55 | $505 |
| ANZ Low Rate | 13.74% | $58 | $333 |
| ANZ Platinum | 22.49% | $87 | $537 |
| ANZ Qantas Business Rewards | 20.24% | $75 | $480 |
| ANZ Rewards Black | 22.49% | $55 | $505 |
| ANZ Rewards Platinum | 22.49% | $55 | $505 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- ANZ Access Advantage Savings and transaction accounts
- ANZ Access Basic Savings and transaction accounts
- ANZ Business Extra Savings and transaction accounts
- ANZ One Offset Account Savings and transaction accounts
Rates changed on 838 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: ANZ product data, published under the Consumer Data Right, as at 16 October 2026. Every product name links to its page at ANZ, which has the current details.