Money / Banks
Qudos Bank
What Qudos Bank publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Qudos Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Saver changed 16 Oct | 0.10% | 5.25% | 5.35% |
Bonus only on balances up to $100,000 In the bank's wordsDeposit at least $100 and make no withdrawals in a calendar month to receive the bonus rate on your savings. |
| Cash Management Account changed 16 Oct | 3.75% | – | 3.75% | No bonus |
| DIY Super changed 16 Oct | 0.35% | 4.60% | 4.95% |
In the bank's wordsBonus interest when you make no withdrawals in a calendar month |
| General Savings Account | 0.00% | – | 0.00% | No bonus |
| Qantas Points Saver changed 16 Oct | 4.50% | – | 4.50% | No bonus |
| Qsaver changed 16 Oct | 4.60% | – | 4.60% | No bonus |
| Retirement Savings Account | 3.44% | – | 3.44% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposits | 5.10% | 5.30% | 5.50% | 5.40% | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Fixed Rate Home Loan changed 16 Oct | – | – |
| Low Cost Value Package changed 16 Oct | 6.43% | 6.61% |
| No Frills Home Loan changed 16 Oct | 6.39% | 6.39% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Lifestyle | 12.34% | $0 | $247 |
| Lifestyle Plus | 15.85% | $0 | $317 |
| VISA Platinum Credit Card | 18.99% | $189 | $569 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Construction Home Loan Home loans
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Qudos Bank product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Qudos Bank, which has the current details.