Money / Banks
Newcastle Permanent
What Newcastle Permanent publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Newcastle Permanent's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Business Cash Management Account | 1.15% | – | 1.15% | No bonus |
| Everyday Account | 0.01% | – | 0.01% | No bonus |
| Everyday Account with partial interest offset | 0.01% | – | 0.01% | No bonus |
| Online Savings Account (including Intro) | 1.00% | – | 1.00% | No bonus New accounts: an extra 4.25% for 3 months |
| Smart Saver Account | 0.05% | 4.95% | 5.00% | The bank's data doesn't say. Bonus only on balances up to $50,000 |
| Smart Saver Account (under 25) | 0.05% | 5.95% | 6.00% | The bank's data doesn't say. Bonus only on balances up to $50,000 Up to age 24 |
| Special Monthly Interest | 0.01% | – | 0.01% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit | – | – | 5.20% | 4.25% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Business Plus Credit Card | 11.99% | $55 | $295 |
| Value Plus Credit Card | 11.99% | $49 | $289 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Bridging Loan Home loans
- Business Cheque Account Savings and transaction accounts
- Club Account Savings and transaction accounts
- Everyday Account with 100pc interest offset Savings and transaction accounts
- Fixed Rate Home Loan Interest Only Home loans
- Fixed Rate Home Loan Investment Interest Only Home loans
- Fixed Rate Home Loan Investment Principal and Interest Home loans
- Premium Plus Package Fixed Rate Home Loan Interest Only Home loans
- Premium Plus Package Fixed Rate Home Loan Investment Interest Only Home loans
- Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest Home loans
- Premium Plus Package Variable Home Loan Interest Only Home loans
- Premium Plus Package Variable Home Loan Investment Interest Only Home loans
- Premium Plus Package Variable Home Loan Investment Principal and Interest Home loans
- Real Deal Home Loan Interest Only Home loans
- Real Deal Home Loan Investment Interest Only Home loans
- Real Deal Home Loan Investment Principal and Interest Home loans
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Newcastle Permanent product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Newcastle Permanent, which has the current details.