Money / Banks
Heartland
What Heartland publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Heartland's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| MySavings account | 4.55% | – | 4.55% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Broker Term Deposit | 4.90% | 5.30% | 5.55% | 5.20% | $5,000 |
| Broker Term Deposit - Business | 4.90% | 5.30% | 5.55% | 5.20% | $5,000 |
| Term Deposit | 4.95% | 5.45% | 5.50% | 5.25% | $5,000 |
| Term Deposit - Business | 4.90% | 5.40% | 5.45% | 5.20% | $100,000 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Access Account Savings and transaction accounts
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Heartland product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Heartland, which has the current details.