Money / Banks
Gateway Bank
What Gateway Bank publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Gateway Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Christmas Club changed 13 Oct | 3.25% | – | 3.25% | No bonus |
| Community Account changed 13 Oct | 3.25% | – | 3.25% | No bonus |
| Dollaroo Junior Savers changed 13 Oct | 4.00% | – | 4.00% | No bonus. Up to age 16 |
| Eco Advantage Transaction Acct | 2.00% | – | 2.00% | No bonus |
| eMax Saver Account changed 13 Oct | 4.20% | – | 4.20% | No bonus |
| Goal Saver changed 13 Oct | 0.10% | 4.50% | 4.60% |
In the bank's wordsBalance needs to increase $250 over the month prior. |
| Savings Account | 0.15% | – | 0.15% | No bonus |
| SMSF Savings Account changed 13 Oct | 4.65% | – | 4.65% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit 60 Months | – | – | – | – | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Allium Money Essentials changed 13 Oct | 6.19% | 6.19% |
| Allium Money Premium changed 13 Oct | 6.24% | 6.24% |
| Construction Loan Var Rate changed 13 Oct | 8.93% | 9.00% |
| Green Home Loan changed 13 Oct | 6.35% | 6.63% |
| Green Plus Home Loan changed 13 Oct | 6.10% | 6.38% |
| Home Loan - Variable Rate changed 13 Oct | 8.93% | 9.00% |
| Home Loan 1yr Fixed Rate changed 13 Oct | – | – |
| Home Loan 2yr Fixed Rate changed 13 Oct | – | – |
| Home Loan 3yr Fixed Rate changed 13 Oct | – | – |
| Home Loan 5yr Fixed changed 13 Oct | – | – |
| Land Loan Variable Rate changed 13 Oct | 8.93% | 9.00% |
| Low Rate Essentials changed 13 Oct | 6.14% | 6.16% |
| Premium Package changed 16 Oct | 6.24% | 6.52% |
| Premium Package 1Yr Fixed changed 13 Oct | – | – |
| Premium Package 2Yr Fixed changed 13 Oct | – | – |
| Premium Package 3Yr Fixed changed 13 Oct | – | – |
| Premium Package 5yr Fixed changed 13 Oct | – | – |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Allium Money Essentials Inv Home loans
- Allium Money Essentials Inv IO Home loans
- Allium Money Essentials IO Home loans
- Allium Money Prem Inv Offset Savings and transaction accounts
- Allium Money Premium Inv Home loans
- Allium Money Premium Inv IO Home loans
- Allium Money Premium IO Home loans
- Allium Money Premium Offset Savings and transaction accounts
- Construction Loan Offset Savings and transaction accounts
- Green Home Loan IO Home loans
- Green Home Loan Offset Savings and transaction accounts
- Green Plus Home Loan IO Home loans
- Green Plus Home Loan Offset Savings and transaction accounts
- Home Loan 1yr Fixed Rate I/O Home loans
- Home Loan 2yr Fixed Rate I/O Home loans
- Home Loan 3yr Fixed Rate I/O Home loans
- Home Loan 5yr Fixed I/O Home loans
- Inv Construction Loan Home loans
- INV Construction Offset Savings and transaction accounts
- Inv Green Plus Home Loan Home loans
- Inv Green Plus Home Loan IO Home loans
- Inv Home Loan 1yr Fixed Home loans
- Inv Home Loan 1yr Fixed I/O Home loans
- Inv Home Loan 2yr Fixed Home loans
- Inv Home Loan 2yr Fixed I/O Home loans
- Inv Home Loan 3yr Fixed Home loans
- Inv Home Loan 3yr Fixed I/O Home loans
- Inv Home Loan 5yr Fixed Home loans
- Inv Home Loan 5yr Fixed I/O Home loans
- Inv Home Loan Variable Home loans
- Inv Home Loan Variable I/O Home loans
- Inv Land Loan Variable Home loans
- Inv Land Loan Variable I/O Home loans
- INV Land Offset Savings and transaction accounts
- Inv Low Rate Essentials Home loans
- Inv Low Rate Essentials I/O Home loans
- Inv Premium Pack 1yr Fixed Home loans
- Inv Premium Pack 1yr Fixed I/O Home loans
- Inv Premium Pack 2yr Fixed Home loans
- Inv Premium Pack 2yr Fixed I/O Home loans
- Inv Premium Pack 3yr Fixed Home loans
- Inv Premium Pack 3yr Fixed I/O Home loans
- Inv Premium Pack 5yr Fixed Home loans
- Inv Premium Pack 5yr Fixed I/O Home loans
- Inv Premium Package Home loans
- Inv Premium Package I/O Home loans
- INV Premium Package Offset Savings and transaction accounts
- INV Standard Variable Offset Savings and transaction accounts
- Land Loan Offset Savings and transaction accounts
- Land Loan Var Rate I/O Home loans
- Low Rate Essentials Int Only Home loans
- Offset Account Savings and transaction accounts
- Package TD 10 Months Term deposits
- Package TD 11 Months Term deposits
- Package TD 12 Months Term deposits
- Package TD 15 Months Term deposits
- Package TD 18 Months Term deposits
- Package TD 21 Months Term deposits
- Package TD 24 Months Term deposits
- Package TD 3 Months Term deposits
- Package TD 36 Months Term deposits
- Package TD 4 Months Term deposits
- Package TD 48 Months Term deposits
- Package TD 5 Months Term deposits
- Package TD 6 Months Term deposits
- Package TD 60 Months Term deposits
- Package TD 7 Months Term deposits
- Package TD 8 Months Term deposits
- Package TD 9 Months Term deposits
- Premium Package 1Yr Fixed I/O Home loans
- Premium Package 2Yr Fixed I/O Home loans
- Premium Package 3Yr Fixed I/O Home loans
- Premium Package 5yr Fixed I/O Home loans
- Premium Package I/O Home loans
- Premium Package Offset Savings and transaction accounts
- Term Deposit 10 Months Term deposits
- Term Deposit 11 Months Term deposits
- Term Deposit 12 Months Term deposits
- Term Deposit 15 Months Term deposits
- Term Deposit 18 Months Term deposits
- Term Deposit 21 Months Term deposits
- Term Deposit 24 Months Term deposits
- Term Deposit 3 Months Term deposits
- Term Deposit 36 Months Term deposits
- Term Deposit 4 Months Term deposits
- Term Deposit 48 Months Term deposits
- Term Deposit 5 Months Term deposits
- Term Deposit 6 Months Term deposits
- Term Deposit 7 Months Term deposits
- Term Deposit 8 Months Term deposits
- Term Deposit 9 Months Term deposits
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Gateway Bank product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Gateway Bank, which has the current details.