Money / Banks
Dnister
What Dnister publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Dnister's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Saver changed 16 Oct | 0.05% | 5.10% | 5.15% |
In the bank's wordsDeposit $20.00 per month with no withdrawals to earn the Bonus Rate. |
| iSaver changed 16 Oct | – | – | – | No bonus New accounts: an extra 3.15% for 2 months |
| Max Saver changed 16 Oct | 0.05% | 5.20% | 5.25% |
In the bank's wordsTo earn the Bonus Rate deposit $1,500 per month, withdraw up to $1,000 per month (maximum 4 withdrawals per month). New accounts: an extra 0.10% for 1 month |
| My Community Saver | – | 0.77% | 0.77% | The bank's data doesn't say.In the bank's wordsDnister pays a contribution based on the applicable interest rate and daily balance of a My Community Saver Account. This contribution is paid into the nominated eligible community organisation's Community Access Account. |
| Pensioner Savings changed 16 Oct | 2.90% | – | 2.90% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit - 1 Month | – | – | – | – | $1,000 |
| Term Deposit - 10 Months | – | – | – | – | $1,000 |
| Term Deposit - 11 Months | – | – | – | – | $1,000 |
| Term Deposit - 12 Months | – | – | 5.55% | – | $1,000 |
| Term Deposit - 18 Months | – | – | – | – | $1,000 |
| Term Deposit - 2 Months | – | – | – | – | $1,000 |
| Term Deposit - 24 Months | – | – | – | 5.00% | $1,000 |
| Term Deposit - 3 Months | 5.10% | – | – | – | $1,000 |
| Term Deposit - 4 Months | – | – | – | – | $1,000 |
| Term Deposit - 5 Months | – | – | – | – | $1,000 |
| Term Deposit - 6 Months | – | 5.30% | – | – | $1,000 |
| Term Deposit - 7 Months | – | – | – | – | $1,000 |
| Term Deposit - 8 Months | – | – | – | – | $1,000 |
| Term Deposit - 9 Months | – | – | – | – | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Premier HL Fixed Interest Rate | – | – |
| Premier Home Loan | 6.70% | 6.79% |
| Simple Home Loan | 6.54% | 6.93% |
| Simple Home Loan Plus | 6.60% | 7.09% |
| STD VAR Home Loan | 6.85% | 6.94% |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Community Access Savings and transaction accounts
- Everyday Access Savings and transaction accounts
- Everyday Access. Savings and transaction accounts
- Offset Account Savings and transaction accounts
- Simple Fixed Home Loan Plus Home loans
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Dnister product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Dnister, which has the current details.