Money / Banks
BankVic
What BankVic publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check BankVic's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Saver | 0.05% | 5.30% | 5.35% |
Bonus only on balances up to $5,000,000 In the bank's wordsDeposit $100 per month and make no withdrawals to earn bonus interest |
| EasyInvest | 3.15% | – | 3.15% | No bonus |
| Everyday Account | 0.01% | – | 0.01% | No bonus |
| Little Copper Club | 4.95% | – | 4.95% | No bonus. Up to age 18 |
| Pension Plus | 4.35% | – | 4.35% | No bonus |
| SMSF Saver | 4.90% | – | 4.90% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| 12 Month Regular Income | – | – | 4.95% | – | $5,000 |
| Term Deposit 10 Months | – | – | – | – | $5,000 |
| Term Deposit 11 Months | – | – | – | – | $5,000 |
| Term Deposit 12 Months | – | – | 5.00% | – | $5,000 |
| Term Deposit 18 Months | – | – | – | – | $5,000 |
| Term Deposit 24 Months | – | – | – | 5.00% | $5,000 |
| Term Deposit 3 Months | 4.50% | – | – | – | $5,000 |
| Term Deposit 36 Months | – | – | – | – | $5,000 |
| Term Deposit 4 Months | – | – | – | – | $5,000 |
| Term Deposit 48 Months | – | – | – | – | $5,000 |
| Term Deposit 5 Months | – | – | – | – | $5,000 |
| Term Deposit 6 Months | – | 5.10% | – | – | $5,000 |
| Term Deposit 60 Months | – | – | – | – | $5,000 |
| Term Deposit 7 Months | – | – | – | – | $5,000 |
| Term Deposit 8 Months | – | – | – | – | $5,000 |
| Term Deposit 9 Months | – | – | – | – | $5,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Fixed Rate Home Loan - 1 year changed 13 Oct | 6.35% | – |
| Fixed Rate Home Loan - 2 years changed 13 Oct | 6.35% | – |
| Fixed Rate Home Loan - 3 years changed 13 Oct | 6.35% | – |
| Fixed Rate Home Loan - 4 years changed 13 Oct | 6.35% | – |
| Fixed Rate Home Loan - 5 years changed 13 Oct | 6.35% | – |
| Home Loan Special Variable Rate changed 13 Oct | 6.24% | 6.24% |
| Home Loan Variable Rate changed 13 Oct | 6.35% | 6.35% |
| Offset Police Variable Rate Home Loan changed 13 Oct | 6.33% | 6.33% |
| Offset Variable Rate Home Loan changed 13 Oct | 6.39% | 6.39% |
| Police Variable Home Loan Rate changed 13 Oct | 6.29% | 6.29% |
| Special Police Variable Home Loan Rate changed 13 Oct | 6.18% | 6.18% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Low Rate Visa Credit Card | 13.95% | $0 | $279 |
| Qantas Credit Card | 18.95% | $0 | $379 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Investor Fixed 1 Year Home loans
- Investor Fixed 2 Years Home loans
- Investor Fixed 3 Years Home loans
- Investor Fixed 4 Years Home loans
- Investor Fixed 5 Years Home loans
- Investor IO Fixed 1 Year Home loans
- Investor IO Fixed 2 Years Home loans
- Investor IO Fixed 3 Years Home loans
- Investor IO Fixed 4 Years Home loans
- Investor IO Fixed 5 Years Home loans
- Investor Special Rate Home Loan Home loans
- Investor Variable Rate Home Loan Home loans
- Investor Variable Rate IO Loan Home loans
- Offset Investor Variable Rate Home Loan Home loans
- Offset Police Investor Variable Rate Home Home loans
- Police Investor IO Variable Rate Loan Home loans
- Police Investor Variable Home Loan Home loans
- Police Term Deposit Special Term deposits
- Special Police Investor Variable Rate Home Loan Home loans
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: BankVic product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at BankVic, which has the current details.