Money / Banks
Virgin Money
What Virgin Money publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Virgin Money's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Virgin Money Boost Saver | 0.05% | 4.15% | 4.20% |
Bonus only on balances up to $250,000 In the bank's wordsAdditional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money. |
| Virgin Money Grow Saver | 0.05% | 3.00% | 3.05% |
Bonus only on balances up to $250,000 In the bank's wordsAdditional variable interest rate earned on a Grow Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money. |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Virgin Money Lite Home Loan | 6.09% | 6.11% |
| Virgin Money Loaded Home Loan | 6.39% | 6.68% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Virgin Australia Velocity Flyer Credit Card | 21.99% | $169 | $609 |
| Virgin Australia Velocity High Flyer Credit Card | 21.99% | $349 | $789 |
| Virgin Money Anytime Rewards Credit Card | 21.99% | $169 | $609 |
| Virgin Money Low Rate Credit Card | 12.99% | $99 | $359 |
| Virgin Money No Annual Fee Credit Card | 19.99% | $24 | $424 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Home Loan Companion Account Savings and transaction accounts
- Virgin Money Go Account Savings and transaction accounts
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Virgin Money product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Virgin Money, which has the current details.