Money / Banks
QBANK
What QBANK publishes about its products under the Consumer Data Right, as at 18 October 2026. For current details, check QBANK's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bonus Saver | 0.01% | 5.19% | 5.20% |
Bonus only on balances up to $1,000,000 In the bank's wordsBe rewarded with bonus interest for regular saving |
| Christmas Club changed 16 Oct | 2.65% | – | 2.65% | No bonus |
| Intro Saver changed 16 Oct | 5.60% | – | 5.60% | No bonus |
| Junior Saver changed 16 Oct | 2.70% | – | 2.70% | No bonus. Up to age 12 |
| Netlink | 2.45% | – | 2.45% | No bonus |
| Pension Plus Account changed 16 Oct | 1.70% | – | 1.70% | No bonus |
| Teen Netlink Direct Savings changed 16 Oct | 3.10% | – | 3.10% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Term Deposit 12 Month | – | – | 5.05% | – | $2,000 |
| Term Deposit 18 Month | – | – | – | – | $2,000 |
| Term Deposit 24 Month | – | – | – | 4.50% | $2,000 |
| Term Deposit 3 Month | 4.60% | – | – | – | $2,000 |
| Term Deposit 36 Month | – | – | – | – | $2,000 |
| Term Deposit 48 Month | – | – | – | – | $2,000 |
| Term Deposit 6 Month | – | 4.90% | – | – | $2,000 |
| Term Deposit 60 Month | – | – | – | – | $2,000 |
| Term Deposit 9 Month | – | – | – | – | $2,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| 1 Year Fixed Home Loan changed 16 Oct | – | – |
| 2 Year Fixed Home Loan changed 16 Oct | – | – |
| 3 Year Fixed Home Loan changed 16 Oct | – | – |
| 4 Year Fixed Home Loan changed 16 Oct | – | – |
| 5 Year Fixed Home Loan changed 16 Oct | – | – |
| Classic Home Loan changed 16 Oct | 6.34% | 6.36% |
| Classic Plus Home Loan changed 16 Oct | 6.44% | 6.71% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Bluey Visa Credit Card | 12.49% | – | $250 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Everyday Plus Savings and transaction accounts
- On Call Savings and transaction accounts
- Teen On Call Savings and transaction accounts
Rates changed on 834 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: QBANK product data, published under the Consumer Data Right, as at 18 October 2026. Every product name links to its page at QBANK, which has the current details.