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Darling Downs Bank

What Darling Downs Bank publishes about its products under the Consumer Data Right, as at 17 October 2026.

Savings and transaction accounts

Rates for a $10,000 balance. Compare with other banks.

AccountIf you miss the conditionsBonusWith the bonusWhat you have to do
CASH MANAGER ONLINE changed 13 Oct3.15%–3.15% No bonus
CASH MANAGER PLUS changed 13 Oct0.90%–0.90% No bonus
CHOICE ACCOUNT changed 13 Oct0.50%–0.50% No bonus
CHRISTMAS CLUB1.20%–1.20% No bonus
EDUCATION SAVER changed 13 Oct0.85%–0.85% No bonus
GYMPIE SAVINGS0.15%–0.15% No bonus
PASSBOOK ACCOUNT0.55%–0.55% No bonus
PENSIONER CHOICE1.25%–1.25% No bonus
SMART SAVERS changed 13 Oct0.75%–0.75% No bonus
WORKINGS SAVINGS0.20%–0.20% No bonus

Term deposits

The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.

Product3 months6 months12 months24 monthsSmallest deposit
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––5.40%–$200,000
FIXED TERM DEPOSITS––4.95%–$5,000
FIXED TERM DEPOSITS––5.05%–$50,000
FIXED TERM DEPOSITS––2.95%–$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS–––4.40%$200,000
FIXED TERM DEPOSITS–––4.45%$5,000
FIXED TERM DEPOSITS–––4.40%$50,000
FIXED TERM DEPOSITS–––2.25%$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS4.40%–––$200,000
FIXED TERM DEPOSITS3.85%–––$5,000
FIXED TERM DEPOSITS4.25%–––$50,000
FIXED TERM DEPOSITS2.60%–––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS–5.30%––$200,000
FIXED TERM DEPOSITS–5.20%––$5,000
FIXED TERM DEPOSITS–5.30%––$50,000
FIXED TERM DEPOSITS–3.10%––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$5,000
FIXED TERM DEPOSITS––––$50,000
FIXED TERM DEPOSITS––––$500
FIXED TERM DEPOSITS––––$200,000
FIXED TERM DEPOSITS––––$50,000

Home loans

Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.

LoanVariableComparisonFixed 1 yrFixed 2 yrFixed 3 yrFixed 4 yrFixed 5 yr
CLASSIC HOME LOAN changed 16 Oct8.40%8.45%–––––
CLASSIC HOME LOAN changed 16 Oct––8.24%––––
CLASSIC HOME LOAN changed 16 Oct–––8.29%–––
ESSENTIAL HOME LOAN changed 16 Oct6.64%6.79%–––––
PACKAGE HOME LOANS––6.74%––––
PACKAGE HOME LOANS changed 16 Oct6.99%7.36%–––––
PACKAGE HOME LOANS changed 16 Oct–––6.79%–––
RURAL LIFESTYLE LOAN changed 16 Oct8.35%8.40%–––––
RURAL LIFESTYLE LOAN changed 16 Oct––8.49%––––

Other products in these groups

These don't list rates we can show in a table (for example, accounts that pay no interest).

Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.

General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.

Source: Darling Downs Bank product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Darling Downs Bank, which has the current details.