Money / Banks
Bendigo Bank
What Bendigo Bank publishes about its products under the Consumer Data Right, as at 17 October 2026. For current details, check Bendigo Bank's own website.
Savings and transaction accounts
Rates for a $10,000 balance. Compare with other banks.
| Account | If you miss the conditions | Bonus | With the bonus | What you have to do |
|---|---|---|---|---|
| Bendigo Business EasySaver | 1.30% | – | 1.30% | No bonus |
| Bendigo Cash Management Account (CMA) | 1.00% | – | 1.00% | No bonus |
| Bendigo Easy Retirement Account | 0.35% | – | 0.35% | No bonus |
| Bendigo EasySaver | 3.55% | – | 3.55% | No bonus |
| Bendigo PiggySaver | 3.55% | – | 3.55% | No bonus. Up to age 12 |
| Bendigo Reward Saver | 0.10% | 4.65% | 4.75% |
In the bank's wordsBonus Rate in addition to variable (Base) rate where criteria is met. When you grow your balance every month* Watch your savings grow without worrying about monthly service fees |
| Bendigo Student Account | 0.01% | – | 0.01% | No bonus |
| Variable Rate Farm Management Account | 0.00% | – | 0.00% | No bonus |
Term deposits
The rate for $10,000 (or the smallest deposit it takes). Compare with other banks.
| Product | 3 months | 6 months | 12 months | 24 months | Smallest deposit |
|---|---|---|---|---|---|
| Bendigo Cash Solutions Term Deposit | 2.80% | 3.25% | 3.50% | 3.85% | $5,000 |
| Fixed Rate Farm Management Deposit | 3.70% | 4.50% | 5.20% | 4.70% | $5,000 |
| Gold Term Deposit | – | – | 0.05% | – | $2,000 |
| Standard Term Deposit changed 16 Oct | 2.75% | 4.70% | 4.90% | 4.50% | $1,000 |
Home loans
Owner-occupier, principal and interest, borrowing 80% of the home's value. Compare with other banks.
| Loan | Variable | Comparison |
|---|---|---|
| Bendigo Complete Home Loan | 6.43% | 6.65% |
| Bendigo Easy Home Loan | 6.38% | 6.40% |
| Bendigo Express Home Loan | 6.14% | 6.27% |
| Bendigo Flex Home Loan | 6.43% | 6.61% |
| Bendigo Flex Home Loan (Retail) | 6.43% | 6.63% |
| First Home Buyers (Bendigo Complete Home Loan) | 6.43% | 6.65% |
| Single Parents (Bendigo Complete Home Loan) | 6.43% | 6.65% |
Credit cards
| Card | Purchases | Annual fee | Owing $2,000 |
|---|---|---|---|
| Bendigo Bright Credit Card | 11.99% | $59 | $299 |
| Bendigo Ready Credit Card | 19.99% | $0 | $400 |
| Business Credit Card | 13.99% | $48 | $328 |
| Platinum Rewards Credit Card | 19.99% | $89 | $489 |
| Qantas Business Credit Card | 19.99% | $89 | $489 |
| Qantas Platinum Credit Card | 19.99% | $149 | $549 |
Other products in these groups
These don't list rates we can show in a table (for example, accounts that pay no interest).
- Bendigo Bridging Home Loan Home loans
- Bendigo Business Basic Account Savings and transaction accounts
- Bendigo Business Everyday Account Savings and transaction accounts
- Bendigo Concession Account Savings and transaction accounts
- Bendigo Everyday Account Savings and transaction accounts
- Foreign Currency At Call Deposit Account Savings and transaction accounts
- Foreign Currency Term Deposit Account Term deposits
- Non-Individual Residential Investment Loan (NIRIL) Home loans
Rates changed on 832 products since 12 October 2026. Each one is marked "changed" below.
General information, not advice. This shows what banks publish. It doesn't recommend any product, and the order of a table is not a ranking. Rates change, so check the bank's own page for current details before you decide anything.
Source: Bendigo Bank product data, published under the Consumer Data Right, as at 17 October 2026. Every product name links to its page at Bendigo Bank, which has the current details.